Tailoring Employee Benefits Through Deeper Understanding.
At Curiosity Benefits Consulting, we believe that a canned solution is seldom the correct one. By asking the right questions, we provide leadership teams with customized Employee Benefit solutions tailored to their business and employees’ unique needs.
Brief History and
Founding Principles
Curiosity Benefits Consulting was founded to address the need for personalized Employee Benefits solutions. With over a decade of experience working for multi-billion dollar firms, we have extensive expertise in navigating the complex landscape of employee benefits for regional and national employers throughout the United States.
Our
Approach
We value nimbleness with vendor partners and emphasize multi-year strategies to provide sustainable solutions. We educate decision-makers with actionable data, enabling them to take ownership of their Employee Benefits strategies.
Experience and Success Stories
750 Employee Company: Despite being told they had no options, we found immediate savings with their current carriers and created a strategy for future improvements. Within the first year, we achieved a 0% increase in costs, reduced employee contributions, and maintained the current budget. In the second year, we consolidated four state plans into a national platform, saving 20% while improving access to essential providers. By the third year, we negotiated a rate cap, resulting in a collective savings of approximately 30% over three years while maintaining the budget.
250 Employee Company: We helped this employer relocate headquarters to support a strategic cost-saving initiative. Implementing a national network solution, we reduced costs year over year for three consecutive years, leading to a 30%+ decrease in annual premiums.
100 Employee Company: We achieved a 30% savings versus their current carrier renewal in monthly contributions and structured the plan to allow for surplus claims credits due to good performance, resulting in multi-year savings and ownership of positive claims history and healthy employees.
Why Choose Us
Unique Value Proposition
“Customized solutions, industry expertise, and a commitment to understanding your business.”
Client Testimonials
Urgent Support Example: On a Friday night, the daughter of a mid-market company owner had a newborn in respiratory distress. Due to a last-minute carrier change, ID cards hadn’t been delivered. We worked throughout the weekend to educate the family on benefits, process, and costs, and collaborated with physicians to ensure access to care. This support brought the family comfort, allowing them to focus on their child’s health.
Complex Claim Resolution: A long-term client referred a CEO to us for a significant undertaking involving a life-threatening claim processing issue. After weeks of research, we uncovered a clerical error by the insurance company regarding pre-authorization. We resolved the claim, ensuring the insurer covered a $120K per year treatment plan for the member’s lifetime. This resolution provided the employee with the necessary resources, support, and peace of mind, allowing them to continue running their business effectively.
Work With Us
